Business
Insurance

Sometimes we can experience events so severe that they bring our business to a standstill, over and above the physical damage itself; with this section, you will also be covered for the interruption it brings and makes sure that your business can continue operating to minimize the effects on your profits.

When we talk about theft cover, we don't mean only the valuable items that were stolen due to a burglary or break-in, but we will also cover you for the property that was damaged in the process.

Under this section, we cover you for the building of your business as well as the theft of fixtures and fittings.

When glass is accidentally damaged, it is an inconvenience and puts your business at further risk by being vulnerable to further risks. If you enjoy this cover, we will ensure quick and efficient replacement/repair of damaged glass.

We understand that running a business does not necessarily only take place at the premises of your business; that is why we offer business all risk to ensure that your equipment is covered no matter where it is in the world.

Many businesses still deal with cash; this section was designed to cover the loss of your cash on the premises, cash in transit to and from the bank, as well as cash carried with you whilst on a business trip

Fire damages are a very big risk, and it is important to ensure that you are covered against them as these claims can quickly turn pricey. Fire extinguishing costs are also covered under this section, along with professional fees needed to rebuild.

All businesses should value the safety of their employees above all else; that is why this cover was created to make provision for the unfortunate event of an employee getting injured whilst at work

If a situation arises where somebody injures themselves whilst on business property, you as the owner could be held liable for these damages; this section protects you in the event of a third party claim arising against you.

Let's face it, electronics are the way of the future, and they really aren't cheap, so it is a no-brainer to cover your electronic equipment to ensure that your business can continue running smoothly.

We all know it's not ‘ayoba’, but theft by an employee is still an unfortunate reality of our world; this section covers you for exactly that.

Office contents include all the contents in your office, furniture, and documentation.

Whilst you enjoy cover for goods at your premises, you need to ensure the safety of these goods while they are being transported. Accidents occur quickly and without warning, so if this cover applies to you, then it would be best not to overlook it.

If it has wheels, we’ll ensure that it's covered. We can personalize the type of cover you need for each type of vehicle.

Machinery breakdown may be covered for fire and theft, but this section makes provision for loss or damage arising out of accidents to your equipment and machinery, as well as the costs associated with repairing them.

Does your business rely on goods being refrigerated? If so, you must ensure the safekeeping of these goods should something happen to your machinery.

Bonsure Brokers has provided excellent service levels to the tourism sector; in fact, we had one of the first Covid claims paid out during the pandemic. If your business falls under this section, then we can design a policy for you to address the specific travel, catering and hospitality needs of your business

A guesthouse is considered as such if the business operates a maximum of 20 rooms; this policy has been designed to cater specifically to the guest house industry.